Your Next Move Starts with $1,000 Off Closing Costs*!

Buying a home is a dream we genuinely want you to realize. And Park Bank has the knowledge, the advisors, and the products to get you there.

Whether it's your first home or your next home, we're here to help you maximize your down payment with up to $1,000 off your closing costs on your home purchase. 

  • Accessible team of mortgage professionals to guide you on your home-buying journey
  • Decisions made at a local level so your purchase goes smoothly
  • Park Bank utilizes the best technology available to make your process easy and efficient

Take the next step toward your new home.

Get Park Bank Pre-Approved!

We want you to be confident that your financing is secure, which is why we do the work upfront to get you fully pre-approved – so you can move fast!

Pre-approved is better than pre-qualified, and here’s why:

Park Bank Pre-Approval* means…

  • Full verification of income, assets, and debt
  • Guaranteed financing

Other “Pre-Approvals” mean...

  • Self-reported financial status
  • No guarantee of financing

*Closing cost credit up to $1,000 on eligible first lien mortgage for purchase of primary residence.  This offer excludes WHEDA, lot, construction, second homes, and investment property loans.  Credit will be calculated on actual cost, excluding owner’s title and transfer tax fees, and will be reflected on the Closing Disclosure.  An established Park Bank personal checking account is required to receive the closing cost credit.  Personal checking accounts must be opened at least 20 calendar days prior to the loan closing date.  Actual closing cost credit may be limited, as the combined total of seller credits and lender credit cannot exceed the actual amount of loan closing costs, prepaid interest, and escrow reserves.  Please review the allowable credits for your specific transaction with your Mortgage Advisor.  All loans are subject to credit approval.  Mortgage Insurance is required for loan-to-values (LTV) over 80%.  Satisfactory property insurance is required.  If property is located in a Special Flood Hazard Area, satisfactory flood insurance is required.  Offer subject to approval and may change without notice. Applications must be received prior to August 1st, 2025.